Student Health & Dental Plans

Student Health & Dental Plans

Background Information and Eligibility

• Both plans were approved by student referendum and are a requirement of your enrolment at Ridgetown Campus
• These plans aid students in maintaining their quality of health at a reasonable price
• The cost of the plans is included in your fees if you meet the eligibility enrolment criteria
• You will automatically be enrolled in both plans if you meet the following criteria:

1. You're studying full-time in a diploma or certificate program (4 or more courses)
2. You're in an applicable program
3. You're residing in Canada, and
4. You're under the age of 70

• Students with accessibility needs who are studying part-time may be eligible to opt-in to the plans. Please contact the Student Benefits Plan Office for further details prior to the opt-out/opt-in deadline

 Coverage Period & Information

• Full details of the health and dental plans can be found on Ridgetown Campus' mystudentplan.ca website
• For students starting or returning to studies in Fall 2023, the coverage period is from September 1, 2023, to August 31, 2024
• For students starting or returning to studies in Winter 2024, the coverage period is January 1, 2024 to August 31, 2024
• New, eligible students will be active on the health and dental plans approximately 45 days from the start of the semester, so make sure you keep any receipts for eligible expenses in a safe spot so you can submit a claim after you become active on the plans
• Students can create and download their own mystudentplan.ca to access their benefits at their service providers

Opting Out of the Student Health and/or Dental Plans

• If you have comparable, Canadian health and/or dental coverage under a different insurance plan, you can apply to opt-out of the student health and/or dental plans
• The opt-out process must be completed online on the mystudentplan.ca website
• As of Fall 2020, opt-outs will carry forward into subsequent academic years once a student has successfully completed the opt-out process
• Your opt-out will automatically carry forward and you will not be assessed the health and/or dental fee
• You must pay for the health and dental plans as part of your total student fees. You will receive a credit on your student account in November if you have successfully opted out of the health and/or dental plans
• Provincial health plans (ex. OHIP) are not considered comparable coverage

To complete the opt-out process, please visit the University of Guelph, Ridgetown Campus Student Health and Dental page.

Family Coverage and Add-On

• Each year, students are given one opportunity to purchase family coverage for their spouse and/or dependent(s) by completing an application form online and paying the family coverage fee
• Family add-on forms must be received by the applicable deadline
• Family coverage is then added during the enrolment processing period.

For full details about Family Coverage and to access the add-on form, please visit the mystudentplan website.